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Shriram Codename The One: EMI Plans, Loans & Payment Schemes

If you are looking to buy a home in Bangalore, then Shriram Codename The One is one of the most talked about new launches. This project is coming up on Kambalipur Road in Madiwala Village, Bangalore, pin code 560099. The location is ideal for working professionals and families, thanks to its good connectivity to major areas of the city.

Shriram Properties is behind this project and is known for timely delivery and clear titles. With a good reputation in the real estate market, Shriram Properties is developing this 4-acre project with 2 and 3 BHK apartments.

What is Shriram Codename The One Offering?

Shriram Codename The One will have 340 premium units spread across 6 towers. It is designed for modern-day buyers who are looking for quality living in Bangalore. The project is expected to launch in June or July 2025. Possession will begin in 2030, as per the developer’s plan. RERA approval is still pending, but it’s expected soon.

The project offers 55+ lifestyle features. These will help families enjoy life within the premises. With indoor games, gardens, walking paths and more, the property suits people of all age groups.

Why Choose This Location in Bangalore?

Kambalipur Road in Madiwala Village is gaining popularity due to its central location. It connects easily to Koramangala, HSR Layout, and BTM Layout. IT hubs and business centres are just a short drive away. The area has schools, hospitals, malls, and parks nearby.

This makes Shriram Codename The One a strong choice for both living and investing. As Bangalore keeps growing, areas like Madiwala are seeing good property value growth.

EMI Plans for Buyers

Homebuyers always think about loan options and EMIs. Shriram Codename The One is expected to offer flexible EMI plans once bookings open. Most banks like SBI, HDFC, and ICICI provide housing loans for Shriram projects.

If you are planning to take a loan, you can expect interest rates between 8.5% and 9.5%, depending on your credit score. Buyers can get up to 80%-85% of the property value as a loan. This means you can pay a small down payment and then convert the rest into monthly EMIs.

For example, if you buy a 2 BHK flat costing around Rs. 85 lakhs, you might pay around Rs. 15-20 lakhs upfront. The rest will be converted into EMIs starting from Rs. 55,000 to Rs. 65,000 per month, depending on loan terms.

Payment Schemes from Builder

To make buying easy, Shriram Codename The One will also come with different payment schemes. Some of the common plans expected are:

  • Construction Linked Plan: You pay based on construction progress.
  • Down Payment Plan: You pay a bigger amount upfront and get discounts.
  • Flexi Payment Plan: You can pay part now and part after some time.

These payment options help buyers choose what works for their budget. It also gives flexibility in planning finances. Details will be available once the project is officially launched.

Loan Process for Shriram Codename The One

Most nationalised and private banks offer loans for Shriram Properties. The process usually includes the following steps:

  1. Fill up the loan application form.
  2. Submit ID proof, income proof, and property documents.
  3. The bank checks your CIBIL score.
  4. After approval, the loan is disbursed in stages.

Loan tenures can go up to 30 years. You can choose between fixed and floating interest rates. Floating rates may vary with market conditions.

Benefits of Buying Early

If you plan to buy in the pre-launch phase of Shriram Codename The One, you may get better prices. Builders often offer early-bird discounts before RERA approval. Plus, you can choose your preferred unit before others.

Once RERA is approved, prices usually increase. So booking early can be a good decision. You can also block a flat by paying a small amount.

Project Configuration and Area Details

Shriram Codename The One offers both 2 and 3 BHK flats. These are designed with smart layouts, good ventilation, and spacious rooms. Exact sizes and prices will be available at the time of the official launch.

Each tower will have lifts, backup power, security systems, and fire safety. The buildings are designed as per latest building norms.

Future Growth and Rental Scope

Buying at Shriram Codename The One also gives you future returns. Bangalore’s property market is growing well. Areas like Madiwala offer good rental income as well. A 2 BHK flat in this area can get Rs. 25,000 to Rs. 35,000 rent monthly.

Once metro work near this area is complete, prices are likely to go up. So early buyers will gain more in long term.

How to Book a Unit?

Once the booking opens, you can visit the site office or contact the builder directly. A soft launch is expected in mid-2025. During this period, the builder may accept expressions of interest or token booking amounts.

Buyers should check all documents, including RERA number, builder agreement, and layout plans before booking.

Conclusion

Shriram Codename The One is a good project for buyers who want a home in Bangalore’s central zone. With 2 and 3 BHK flats, 55+ features, and a trusted builder, it ticks many boxes.

Whether you are buying to live or invest, the location and brand give it strong value. With flexible EMI plans and builder payment options, owning a flat here can become easier.

Keep an eye on the official launch and talk to financial advisors to plan your budget. Early bookings can give you better pricing and unit choices.

For those looking for a modern home with strong resale value in Bangalore, Shriram Codename The One is worth considering.

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